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<h1>10 Frequently Asked Questions About Residential DSCR (No Income Doc) Loans</h1>

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Discover the reasons why small businesses often face rejection when applying for bank loans. Learn about common hurdles and explore strategies to overcome these challenges to secure the funding you need.

Why Are Small Businesses Turned Down For Loans By Banks?

The Challenges of Securing Bank Loans for Small Businesses

Unlocking the Mystery: Why Small Businesses Face Loan Rejections

Common Hurdles Small Businesses Face in Securing Bank Loans

Understanding Bank Loan Denials for Small Businesses

Top Reasons Banks Reject Small Business Loan Applications

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Empowering Businesses With Funding Solutions For Acquisition, Growth, Sustainability and Long-Term Success.

We Get Business People Money!

Nearly 30 Years Funding Businesses

We Offer More Loan Solutions Than Your Local Banker

Client Consultations and Loan Closings Since 1996

When Your Bank Says No, We Want to Say YES!

What Makes Us Different From Other Choices?

Looking for a trusted lender of commercial real estate and small business loans in Las Vegas? Your search ends here! Easyloanhelper offers personalized financial solutions to help you achieve your business goals.

Prime and Alternative Commercial Real Estate Loans, Foreign Nationals, Hard Money and Fix-N-Flip Investor Loans Up-To $50 Million. Most Asset Types, With Terms Up-To 30 Years.

Commercial Loans

SBA 7(a) and CDC/504, Fixed Term Loans, Lines of Credit and Start-Up, Personal and Consumer Loans and, Merchant Cash Advance, Revenue and Credit Based Capital Fundings.

Prime Buz Loans

0% Interest Only Buz, Investor and Personal Funding, Same Day Small Buz &amp; Gig Worker Funding, Fixed Term Loans, Lines of Credit, MCA and Revenue Based Funding.

Alternative Buz Loans

-Apply Quick Online, Answer A Few Questions, Review Decision Terms, Accept Offer, Receive Funds-Credit Score - Not Applicable-Funding Amount - $300 to $20,000-Income Required - $3,000+ Monthly-Time In Business - 3+ Months-Collateral - None-No Up-Front Fees To Apply

Same Day Buz Funding For Smaller Businesses and Gig Workers $300 to $20,000

-Credit Score - 680 +-Funding Amount - $1,000 to $150,000+-Use Like Line of Credit, Pay On Balance Owed-Co-Borrower(s) OK - Yes, Accepted-Industries - Most All Accepted-Revenue - No Disclosure Required-Document(s) Needed - 3/FICO Credit &amp; ID-0% Rate Term - 6 Months to 18+ Months-Payment Terms - Monthly, 1% - 2% of Balance-Time in Business - None Required-Credit Quality - 1+ Years History, 4 or Less Inquires 6 Months, No Charge Offs, &gt;33% of Credit Utilization-No Up-Front Fees

0% Interest (SLOC) Funding For Start-Ups, Entrepreneurs and Investors

At checkout, the customer is presented with two price options (1) a lower price for cash payments (2) slightly higher price for card payments. The card price covers processing fees, allowing you to retain more of your revenue while keeping your customers informed and happy..The Benefits:<ul><li>Give Customers Clear Options</li><li>Retain More Profit by Offsetting Fees</li><li>Fully Compliant and Simple Set-Up</li><li>Use Your Existing Equipment or Get New</li><li>Future Proof Technology</li><li>Expert Support</li><li>Customers Leave Happy</li></ul>Click Link Below To Find Out How Much Money You Can Add To Your Bottom Line.

Bank Breezy Payment Processing Improved, With Dual Pricing

SPOTLIGHT PROGRAMS

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Information CollectionEasyLoanHelper collects information to provide better services to all our users. This may include personal, financial, and business-related data. Data SecurityEnsuring the security of your data is our top priority. We use industry-standard practices to safeguard your information. Cookie UsageOur website uses cookies to enhance user experience. You can choose to disable cookies in your browser settings. Third-party LinksWe may include links to third-party websites for your convenience. Please review their privacy policies as we are not responsible for their practices. Policy UpdatesWe may update our privacy policy from time to time. Any changes will be communicated on this page, so please check back periodically.

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To qualify for a loan, applicants must meet specific criteria including credit score, income verification, and property details.

Loan Eligibility

Repayment terms vary based on the loan type and amount borrowed. Monthly payments must be made on time to avoid penalties.

Loan Repayment

Interest rates on loans are determined by market trends and applicant creditworthiness. Fixed or variable rates may apply.

Interest Rates

Applicants must submit detailed financial information and documentation for loan approval. Processing time may vary.

Loan Application Process

Additional fees such as origination fees, closing costs, and prepayment penalties may apply to loan agreements.

Loan Fees and Charges

A late payment fee is charged if monthly payments are not received by the due date. Timely communication is essential to avoid penalties.

Late Payment Policy

Defaulting on a loan can negatively impact credit score and lead to legal action by the lender. Contact us immediately for assistance.

Loan Default Consequences

EasyLoanHelper Terms & Conditions

Loan EligibilityTo qualify for a loan, applicants must meet specific criteria including credit score, income verification, and property details. Loan RepaymentRepayment terms vary based on the loan type and amount borrowed. Monthly payments must be made on time to avoid penalties. Interest RatesInterest rates on loans are determined by market trends and applicant creditworthiness. Fixed or variable rates may apply. Loan Application ProcessApplicants must submit detailed financial information and documentation for loan approval. Processing time may vary. Loan Fees and ChargesWe don't charge upfront fees, unless your loan requests is complex, requiring more extensive loan processing. Additional fees such as origination fees, closing costs, and prepayment penalties may apply to loan agreements. Late Payment PolicyA late payment fee is charged if monthly payments are not received by the due date. Timely communication is essential to avoid penalties. Loan Default ConsequencesDefaulting on a loan can negatively impact credit score and lead to legal action by the lender. Contact us immediately for assistance.

Terms & Conditions

Welcome to Easyloanhelper, your trusted lender of commercial real estate and small business loans in Las Vegas. We offer competitive rates, flexible terms, and personalized solutions to help your business thrive. Whether you're looking to expand your commercial property or fund your small business, we've got you covered. Say goodbye to loan hassles and hello to financial success with Easyloanhelper.

The Types Of Commercial Real Estate Loans We OfferWhen The Banks Say No, We Want to Say YES!No Up-Front Fees

Easyloanhelper is your go-to source for securing commercial real estate and small business loans in Las Vegas. Our expertise and personalized service set us apart.

-Property Type - Most Types-Funding Amount - $100,000 to $75 Million-Credit Score - 650+-Loan to Value - Up to 80%-Rent Coverage Ratio - 1.25x-Loan Terms - 3 Years to 25 Years-Interest Rates - Starting at 7.50%*-Rehab Financing - Not Applicable-Who Qualifies - US Citizens, Foreign National, Permanant Resident Alien-Proceed Usage - Purchase, Refinance, Unrestricted Cash-Out-Prepayment Penalty - Multiple Options-

Full Doc Commercial Mortgage Options

-Property Type - Most Types-Funding Amount - $100,000 to $10 Million-Credit Score - 650+-Loan to Value - Up to 80%-Rent Coverage Ratio - 1.20x-Loan Terms - 5 Years to 30 Years-Interest Rates - Starting at 7.50%*-Rehab Financing - Not Applicable-Who Qualifies - US Citizens, Foreign National, Permanant Resident Alien-Proceed Usage - Purchase, Refinance, Unrestricted Cash-Out-Prepayment Penalty - Multiple Options

Lite Doc Commercial Mortgage Options

-Property Type - Multi-Family (5+), Mixed Used-Funding Amount - $250,000 to $10 Million-Credit Score - 650+ (lower is case-by-case)-Loan to Value - Up to 75%-Rehab Financing - 100%-Rent Coverage Ratio - 1.1x-Loan Terms - 12 Months to 36 Months-Interest Rates - Starting at 10.50%*-Rehab Financing - Not Applicable-Who Qualifies - US Citizens, Foreign National, Permanant Resident Alien-Proceed Usage - Purchase, Refinance, Cash-Out-Prepayment Penalty - None

Multi-Family and Mixed-Use Bridge/Rehab Loan Options

-Property Type - Residential (1-4 units), Condominium, Townhomes-Funding Amount - $75,000 to $5 Million-Credit Score - 620+ (lower is case-by-case)-Loan to Value - Up to 90%-Rehab Financing - 100%-Rent Coverage Ratio - N/A-Loan Terms - 12 Months to 36 Months-Interest Rates - Starting at 9.50%*-Rehab Financing - Not Applicable-Who Qualifies - US Citizens, Foreign National, Permanant Resident Alien-Proceed Usage - Purchase, Refinance, Renovation, Cash-Out-Prepayment Penalty - None

Residential Fix &amp; Flip BridgeLoan Options

While DSCR loans are more forgiving of low credit scores than traditional loans, many DSCR borrowers have strong credit and simply prefer the ease and flexibility of this type of loan to scale their business..-Property Type - SFR, Residential (1-4 units), Condominium, Townhomes-Funding Amount - $75,000 to $3 Million-Credit Score - 660+-Loan to Value - Up to 80%-Rent Coverage Ratio - 0.8-Loan Terms - 5/30, 7/30, 10/30, Fixed 30/30, Interest Only Option Available-Interest Rates - Starting at 6.50%*-Rehab Financing - Not Available-Who Qualifies - US Citizens, Foreign National, Permanant Resident Alien-Proceed Usage - Purchase, Refinance, Cash-Out-Prepayment Penalty - None, 5, 4, 3, 2, 1

Residential DSCR (No Income Doc) Loan Options

Many DSCR loans go toward stable, high-performing rental properties.&nbsp;DSCR loans also simplify applications by skipping the income verification steps..-Property Type - SFR, Residential (1-4 units), Condominium, Townhomes-Funding Amount - $250,000 to $50 Million-Credit Score - 660+-Loan to Value - Up to 80%-Rent Coverage Ratio - 1.0-Loan Terms - 5/30, Fixed 30/30-Interest Rates - Starting at 6.50%*-Rehab Financing - Not Available-Who Qualifies - US Citizens, Foreign National, Permanant Resident Alien-Proceed Usage - Purchase, Refinance, Cash-Out-Prepayment Penalty - 5, 4, 3, 2, 1

Residential DSCR (No Income Doc) Portfolio Loan Options

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Your Trusted Provider of Commercial Real Estate and Small Business Loans Since 1996

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Welcome to Easyloanhelper - your trusted partner in Las Vegas for all your commercial real estate and small business loan needs. Our experienced team of lenders is dedicated to helping you secure the financial support you need to achieve your business goals. Whether you are expanding your commercial property portfolio or fueling the growth of your small business, Easyloanhelper is here to make the lending process easy and hassle-free. Let us help you navigate the world of loans and investments so you can focus on what matters most - your business success. Partner with Easyloanhelper today and take your business to new heights!

The Types Of Sub-Prime Small Business Loans We OfferWhen The Banks Say No, We Want to Say YES!No Up-Front Fees

Our Qualifications Are Far Easier Than The Banks--Apply Online, Answer A Few Questions, Review Decision Terms, Accept Offer, Receive Funds-Credit Score - Not Applicable-Funding Amount - $300 to $25,000-Income Required - $3,000+ Monthly-Time In Business - 3+ Months-Collateral - None-No Up-Front Fees To Apply

Same Day Buz Funding For Smaller Businesses and Gig Workers $300 to $25,000

-Apply Online, Answer A Few Questions, Review Decision Terms, Accept Offer, Receive Funds-Credit Score - 680*-Funding Amount - $5,000 to $150,000-Income Required - $20,000+ Monthly Income-Time In Business - 2+ Years-Collateral - None-Decision Time - 1 Business Day (as fast as 1 Hour)-Funds Available - With 24 Hours of Accepting Terms-No Up-Front Fees To Apply

Business Line of Credit (LOC) - Have Funds When You Need Them Most

-Apply Online, Provide Business Info, Discuss Options, Choose Best Option, Receive Funds-Credit Score - 550*-Funding Amount - $10,000 to $2,000,000 (amount usually based on 1 to 2 x's monthly revenue)-Income Required - $15,000+ Monthly Income-Time In Business - 4+ Months-Collateral - None-Decision Time - 1 Business Day (as fast as 1 Hour)-Funds Available - With 24 Hours of Accepting Terms-Documents Needed - 3 recent bank statements (all pages), voided check, driver license)-No Up-Front Fees To Apply

Fuel Your Business Growth with Quick, Easy Funding From $5,000 to $2 Million

-Access To Two exclusive options designed to reward early payoffs and safe big on interest-Credit Score - 550*-Funding Amount - $25,000 to $600,000-Income Required - $15,000+ Monthly Income-Time In Business - 4+ Months-Collateral - None-Decision Time - 1 Business Day (as fast as 1 Hour)-Funds Available - With 24 Hours of Accepting Terms-No Up-Front Fees To Apply

Our Preferred Funding Option For Growing Businesses Wanting Quick Payoffs

Get Your Best Sub-Prime Funding Fast, With Our BankBreezy™ Platform

Subprime Buz Loans

Welcome to Easyloanhelper, your go-to lender for Commercial Real Estate and Small Business Loans in Las Vegas. Our team is dedicated to assisting businesses in accessing the financial support they need, quickly and efficiently. We offer tailored loan solutions that meet your specific requirements, ensuring a smooth and hassle-free process. Let us help you secure the financing you need to grow and thrive in the vibrant city of Las Vegas.

The Types Of Prime Small Business Loans We OfferWhen Banks Say No, We Want to Say YES!No Up-Front Fees

Get hassle-free financing solutions with Easyloanhelper, your trusted lender of Commercial Real Estate and Small Business Loans in Las Vegas.

SBA Loan Unique Benefits• $5 Million Max Funded Amount• Approvals: 1-5 Days, Funding 4-10 Weeks• SBA 7a: 10 Year Term / SBA 504: 25 Year Term• Rate: Prime + 1% - 2.75%• Monthly Payments• No Prepayment Penalty• Reports to Business Credit BureausQualifications• 2 Years Time in Business• 660+ FICO• $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales• No BKs/Liens/Foreclosures in Last 3 Years

The SBA 7(a) &amp; CDC/504 Small Business Loan Programs

Unique Benefits• $10 Million Max Funded Amount• Approved Amount Based on Cash Flow• Same Day Funding Available• 6 - 24 Month Terms Available• Daily/Weekly/Monthly Payments• Early Payoff Discounts AvailableQualifications• 1 Year Time in Business• No Minimum FICO• $500,000 Annual Sales or $40,000 Deposited Monthly• Business Bank Account

Small Business Advance

Unique Benefits• $750,000 Max Line of Credit• Approved Amount Based on Cash Flow• Same Day Funding Available• Only Pay for What You Use• Weekly/Monthly Payments• True Revolver; Each Payment Frees Up Additional Available FundsQualifications• 1 Year Time in Business• 600+ FICO• $500,000 Annual Sales or $40,000 Deposited Monthly• Business Bank Account

Business Line of Credit Made Easy﻿

Unique Benefits• $10 Million Max Funded Amount• 1 - 5 Year Terms• Weekly/Monthly Payments• No Prepayment Penalty • Refinance up to 2 Loans• Could Report to Business CreditQualifications• 2 Years Time in Business• 600+ FICO• $500,000 Annual Sales or $40,000 Deposited Monthly• Business Bank Account

Unsecure Business Term Loan

&nbsp;Unique Benefits• $5 Million Max Funded Amount• 1 - 5 Year Terms• Rates Start at 7%• 100% Financing Available• Purchase &amp; Leasing Options• Vender &amp; Private SalesQualifications• 1 Year Time in Business• 550+ FICO• Business Bank Account Required• Invoice Required

Equipment Financing

Get Your Best Prime Funding Through OurQuick, Flexible and Competitive Options

Prime Business Loans 

Portfolio

Looking for a reliable and experienced lender of commercial real estate and small business loans in Las Vegas? We have got you covered! Our team specializes in providing tailored financial solutions to help your business thrive. Whether you need funding for a new property or to grow your small business, our experts are here to support you every step of the way. Trust us to make your financial goals a reality.

The Type of Loan Referral Partner Program We Offer?Increase Your Revenues While Growing Existing Client RelationshipsNo License Required

99% Of All Businesses Are Small Businesses

30 Million Small Buz In The U.S.A.

57 Million Small Buz Employees In U.S.A.

1/3 Fail First 2 Years1/2 Fail First 5 Years2/3 Fail First 10 Years

#1 Reason For Business Failure In U.S.A..82% of Businesses Cited Lack of Working Capital.Our Partners Can Get Business-People Money

Becoming a Referral Partner Starts With Our Informal Initial Phone Conversation To Discuss Expectations and Address Any Questions You May Have.-When You're Ready To Start, We'll Complete A W-9 Form, Provide You With Flyers, and Our Short Submission Form(s) Needed To Submit Your New Client Referrals. No Up-Front Fees

Become A Valued Referral Partner

Get Started Today, It's Easy! Simply submit a completed client contact form via e-mail, then your assigned consultant will contact you, then contact the client to discuss their goals and expectation.-Refer businesses that are currently looking for small business or real estate investor funding, it’s that simple! After a loan is approved and funded, you receive a percentage of the success fee (commission) within 2 Business Days of Funding.

How The Program Works

We offer more financing options than your local bank, with a faster and easier application process..Programs We Provide.<ul><li>Revenue-Based Business Loans</li><li>Merchant Cash Advances</li><li>Start-Up Business Loans</li><li>Personal Loans</li><li>Unsecured Business Loans</li><li>Equipment Financing</li><li>SBA 7(a) &amp; CDC/504 Programs</li><li>Commercial Mortgages</li><li>Hard Money Fix and Flip Loans</li><li>Real Estate Loans for Investment Properties</li><li>Same Day Small Buz &amp; Gig Funding</li><li>0% Interest Only Funding, No Income Docs</li></ul>

What Programs We Offer

<ul><li>Customized &amp; Flexible loan programs tailored to each referral clients' needs</li><li>Dedicated Contact, Training, and Support</li><li>Earn Commissions With Little Effort On Your Part, We Process Everything For You</li><li>Unlimited Earnings Potential</li><li>No Regulatory Licenses Required</li><li>No Up-Front Fees To Clients</li></ul>

Advantages &amp; Benefits

Partners

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10 FREQUENTLY ASKED QUESTIONS ABOUT RESIDENTIAL DSCR (NO INCOME DOC) LOANS

Why Are Small Businesses Turned Down For Loans By Banks?